ADVANTAGES OF HOMEOWNERSHIP

ADVANTAGES OF HOMEOWNERSHIP

A Home is an Investment

When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.



First Time Home-Buyer Tax Credit

•The tax credit is available for first time home-buyers only (someone who has not owned property in the past 3 years).

•The maximum tax credit is $8000

•The credit is available for homes purchased on or after Jan. 1, 2009 and before Dec. 1, 2009.

•Single taxpayers with income up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.

•The tax credit is equal to 10% of the home’s purchase price up to a maximum of $8000


My Personal Guarantee

In helping you search for your new home I will supply you with all the important things you'll want to know about a neighborhood you may be considering...the quality of schools, the safety of the neighborhood, traffic volume, and more. I will help you find the home that fits your needs and wants. As a member of both MLS listing services in Georgia, FMLS and GAMLS, I have immediate access to homes as soon as they're put on the market. When it's time to make an offer on a home, I will work diligently on your behalf to get you the best price. I will guide you through the paperwork, and be there to answer last-minute questions when you sign the final papers at closing.