Metro Atlanta Homes

Foreclosure Vs. Short Sale

2011-07-20T17:13:00.001-04:00

You have options, find out what they are.
Contact me today for a FREE consultation.

Short Sale vs. Foreclosure

2011-07-18T12:31:00.003-04:00

If you find yourself in the position of having to decide between letting your lender foreclose on your home or attempting to sell in a short sale, give me a call. A short sale is a great idea in the current real estate market.

Why Use a REALTOR®?

2011-05-17T19:46:00.001-04:00

Did you know that NOT ALL real estate agents are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Click the link to find out all the reasons why you should be working with a REALTOR®

http://www.realtor.com/basics/allabout/realtors/why.asp?source=web

Fannie Mae launches WaysHome

2011-01-06T12:17:00.003-05:00

Today Fannie Mae launched WaysHome, a new interactive video to educate homeowners about their options to avoid foreclosure. WaysHome allows homeowners to put themselves into real-life situations and make decisions -then see the consequences of these decisions play out in front of them.

www.knowyouroptions.com

Fannie Mae Offers New Closing Cost Assistance and Appliance Incentive for Homebuyers

2010-01-30T10:17:00.001-05:00

Fannie Mae is offering a 3.5% incentive for buyers who purchase and close on a Fannie Mae-owned home between January 28 and April 30, 2010. Buyers purchasing properties listed on HomePath.com that are closed within this period may receive up to 3.5% of the final sales price for:

• Closing costs;
• The purchase of new Whirlpool® appliances by Fannie Mae; or
• A mix of closing costs and appliances, at the buyer's discretion, up to the maximum 3.5%.

To be eligible for this incentive:
• Offers must be accepted on or after January 28, 2010;
• Property sales must close before May 1, 2010, and;
• Buyers must be owner-occupants (investors are excluded).

The incentive reinforces the organization's commitment to stabilizing communities and assisting buyers. For more information about this incentive, visit www.HomePath.com, read the press release on fanniemae.com, or contact a Fannie Mae listing broker.

www.HomePath.com

Down Payment Assistance - Atlanta BeltLine

2010-01-20T18:43:00.003-05:00

The BeltLine Affordable Housing Trust Fund provides homebuyers with downpayment assistance of up to 20 percent of the sales price at a zero percent interest rate as a soft second mortgage.

http://www.atlantada.com/beltlineHousingPrograms.jsp

Give me a call so we can discuss this and other downpayment assistance programs.

'Friends are God's way of taking care of us.'

2009-11-22T09:27:00.001-05:00

'Friends are God's way of taking care of us.'

This was written by a Metro Denver Hospice Physician:

I was driving home from a meeting this evening about 5, stuck in traffic on Colorado Blvd., and the car started to choke and splutter and die - I barely managed to coast , cursing, into a gas station, glad only that I would not be blocking traffic and would have a somewhat warm spot to wait for the tow truck. It wouldn't even turn over. Before I could make the call, I saw a woman walking out of the quickie mart building, and it looked like she slipped on some ice and fell into a gas pump, so I got out to see if she was okay
When I got there, it looked more like she had been overcome by sobs than that she had fallen; she was a young woman who looked really haggard with dark circles under her eyes. She dropped something as I helped her up, and I picked it up to give it to her. It was a nickel.

At that moment, everything came into focus for me: the crying woman, the ancient Suburban crammed full of stuff with 3 kids in the back (1 in a car seat), and the gas pump reading $4.95.

I asked her if she was okay and if she needed help, and she just kept saying 'I don't want my kids to see me crying! ,' so we stood on the other side of the pump from her car. She said she was driving to California and that things were very hard for her right now. So I asked, 'And you were praying?' That made her back away from me a little, but I assured her I was not a crazy person and said, 'He heard you, and He sent me.'

I took out my card and swiped it through the card reader on the pump so she could fill up her car completely, and while it was fueling, walked to the next door McDonald's and bought 2 big bags of food, some gift certificates for more, and a big cup of coffee. She gave the food to the kids in the car, who attacked it like wolves, and we stood by the pump eating fries and talking a little....

She told me her name, and that she lived in Kansas City . Her boyfriend left 2 months ago and she had not been able to make ends meet. She knew she wouldn't have money to pay rent Jan. 1, and finally, in desperation, had called her parents, with whom she had not spoken in about 5 years. They lived in California and said she could come live with them and try to get on her feet there.

So she packed up everything she owned in the car. She told the kids they were going to California for Christmas, but not that they were going to live there.
I gave her my gloves, a little hug and said a quick prayer with her for safety on the road. As I was walking over to my car, she said, 'So, are you like an angel or something?'

This definitely made me cry. I said, 'Sweetie, at this time of year angels are really busy, so sometimes God uses regular people.'

It was so incredible to be a part of someone else's miracle. And of course, you guessed it, when I got in my car it started right away and got me home with no problem. I'll put it in the shop tomorrow to check, but I suspect the mechanic won't find anything wrong.

Sometimes the angels fly close enough to you that you can hear the flutter of their wings...

First Time Homebuyer Closing

2009-10-30T18:26:00.003-04:00

Homebuyers closed on their first home before the November 30th closing deadline and took advantage of the $8,000 first time homebuyer tax credit.

Thank you Justin & Thao for giving me the opportunity to assist you in finding your first home.
Donna Agee, Realtor

Another Satisfied First Time Homebuyer

2009-08-28T21:43:00.003-04:00

These first time homebuyers closed on their home today. I found them a brand new home at a great price, they got a low interest rate PLUS put $8,000 in their pocket.

BUYERS, DON'T LET THIS OPPORTUNITY PASS YOU BY. THE $8,000 TAX CREDIT ENDS NOVEMBER 30, 2009. LET ME HELP YOU FIND YOUR NEW HOME.

HOMEOWNERS, IF YOU ARE THINKING OF SELLING GIVE ME A CALL TODAY. I WILL DESIGN A MARKETING PLAN FOR YOUR HOME THAT WILL ATTRACT BUYERS AND GET RESULTS.

Happy First Time Home Buyers

2009-08-06T17:43:00.001-04:00

What are you waiting for....first time home buyer $8,000 tax credit will end November 30, 2009. Great home prices, low interest rates, and $8,000 cash in your pocket.

This couple took advantage of the opportunities available for first time home buyers. Give me a call today and that can be you closing on your new home. Don't let this opportunity pass you by.

Another successful closing and happy first time home buyers.

Congratulations, Kristen and Lindsey it was a pleasure working with you. I hope you enjoy your new home for many years to come.

$8,000 Tax Credit ends December 1st

2009-08-03T12:35:00.006-04:00

The $8,000 First Time Home Buyer tax credit ends on December 1, 2009. Time is running out. Buyers you must close on your new home by November 30th to take advantage of the $8,000 tax credit. We are now experiencing a 45 to 60 day loan processing time frame. Need to act now....there are several great home buying opportunities available. Give me a call today so we can put you in your new home by November 30th and $8,000 in your pocket.

$14,000 "FREE MONEY" on Foreclosure Purchase

2009-06-04T11:25:00.003-04:00

Georgia Dream NSP has available $14,000 that can be used toward downpayment and/or repairs on foreclosed property.

If you are interested in purchasing a foreclosure property give me a call.

$8,000 Tax Credit CAN be Used Toward Downpayment

2009-05-13T12:16:00.007-04:00

HUD Secretary Shaun Donovan announced yesterday that $8000 tax credit CAN be used as downpayment!!
http://www.realtor.org/press_room/news_releases/2009/05/re_summit

Give me a call today!!

Georgia Dream Homeownership Program

2009-05-12T18:37:00.003-04:00

ANOTHER REASON WHY IT'S A GREAT TIME TO BUY A HOME

THE GEORGIA DREAM NSP PROGRAM
The program provides $14,000 to eligible borrowers purchasing foreclosed properties in eligible areas. Funds are disbursed in the form of a second mortgage lien with no interest and no monthly payments. The lien is released over a period of five years and six months. Funds may be used for required repairs and/or down payment assistance.

This program begins April 1, 2009 and all funds must be disbursed by June 30, 2010.

http://www.dca.state.ga.us/housing/Homeownership/programs/gadreamnspdownpayment.asp

2009-05-03T17:28:00.003-04:00

Come Forward and Give Back
NAMAR COMMUNITY SERVICE
FOOD AND CLOTHING DRIVE

Sometimes, bad things just happen to good people…In January of this year over 1100 families were helped by the Lawrenceville Co-Op. 40,000 cans of food are distributed each month, at times they serve 129 families in just 4 hours and new families with needs are up 35%. Joseph’s Closet helped 697 families last year and are currently in desperate need of men’s and children’s clothing.

All food will be distributed to the Lawrenceville Co-Op
Clothing will be distributed to Joseph’s Closet

April 6th –May 28th
Items will be collected here at the office and the community service committee will pick them up and distribute. Bring an item or two whenever you are coming into the office or at our next sales meeting or perhaps consider writing a check?

If you know of an agent who has given back to the community please nominated them for our NAMAR Community Service Award. Send me an email with a brief description, their name and contact information.

If you are interested in being an active part of our committee or have questions, please contact Donna Agee at (770)390-8098

ADVANTAGES OF HOMEOWNERSHIP

2009-03-16T23:14:00.003-04:00

ADVANTAGES OF HOMEOWNERSHIP

A Home is an Investment

When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.

First Time Home-Buyer Tax Credit

•The tax credit is available for first time home-buyers only (someone who has not owned property in the past 3 years).

•The maximum tax credit is $8000

•The credit is available for homes purchased on or after Jan. 1, 2009 and before Dec. 1, 2009.

•Single taxpayers with income up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.

•The tax credit is equal to 10% of the home’s purchase price up to a maximum of $8000

My Personal Guarantee

In helping you search for your new home I will supply you with all the important things you'll want to know about a neighborhood you may be considering...the quality of schools, the safety of the neighborhood, traffic volume, and more. I will help you find the home that fits your needs and wants. As a member of both MLS listing services in Georgia, FMLS and GAMLS, I have immediate access to homes as soon as they're put on the market. When it's time to make an offer on a home, I will work diligently on your behalf to get you the best price. I will guide you through the paperwork, and be there to answer last-minute questions when you sign the final papers at closing.

FORECLOSURE

2009-03-09T07:49:00.002-04:00

For Current Pricing & Availability of Foreclosure and HUD property give me a call
Donna Agee, Realtor
770-235-0192

I’m a Real Estate Professional who works for buyers who are interested in purchasing foreclosure property. There are many benefits to using a buyer agent. As your buyer agent I will represent your best interest, provide premier service and I will work diligently to get you the best price.

The great news is my service to you is FREE!
Give me a call
Let me put my experience to work for you!

Metro Atlanta Homes: Did you Know?

2009-02-26T12:46:00.000-05:00

Metro Atlanta Homes: Did you Know?

Did you Know?

2009-02-26T09:46:00.005-05:00

Did you know that you can purchase a HUD home with FHA financing with $100 down?

Did you know this is a HUD home that is currently on the market?

Did you know that it's currently listed for $157,000?

Did you know there are over 200 HUD homes for sale in Gwinnett County?

Did you know there are 1500 HUD homes for sale in Georgia?

Did you know that you can get a 203(K) Streamline loan up to $35,000 for minor repairs or to update your HUD home? This money can be used to replace floor covering, cabinets, counter tops and new appliances.

Give me a call today. Let me help you find your new home.

Donna Agee, Realtor
Metro Brokers/GMAC Real Estate
770.390.8098
donna.agee@metrobrokers.com

$8,000 Tax Credit

2009-02-26T09:39:00.002-05:00

$8,000 Home Buyer Tax Credit at a Glance

The tax credit is for first-time home buyers only.

The tax credit does not have to be repaid.

The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.

The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.

Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.

First Time Home Buyer

2009-02-18T22:15:00.002-05:00

There has never been a better time to buy a home. Historically low interst rates, reasonable pricing and $8,000 tax credit. Let me help you find out if buying a home is the right move for you.